As Sandwiched Boomers in these challenging economic times, is the commercialism of the holidays getting you down? How would you like to spend less time racking up credit card debt and more time putting heart into your relationships? It is important to honor the tradition of giving. But the accumulation of stuff can't hold a candle to the gift that matters most. This year, recreate the joy of simpler days by giving the gift of connection to your family and friends.

Organize a potluck dinner. Enjoy time with your friends by inviting them over for an evening of fun. Ask them to bring their signature dish. Cut down on expenses by exchanging memories instead of gifts this year.

Create some of your holiday presents. Express yourself and add a personal touch by baking decorative cookies. Show others you care with an IOU to babysit while they have a much needed night out.

Think about the ways you give to others without breaking into your savings account. And let us know some of your ideas.