With the wildly fluctuating stock market - down well over 10% in the past five trading days - Sandwiched Boomers are looking for answers. Retirement funds are in jeopardy. And many are wondering how they will pay college tuition for their children, help their parents on a fixed income and ever be able to retire.

At times when we have no roadmap, avoid a panic reaction. It's important too rely on common sense. And a positive attitude is paramount. Rather than seeing the glass as half empty, turn your challenges into opportunities. Release your mind from worries, most of which likely won't happen. Take it one day at a time and accomplish what you can without dwelling on the 'what ifs.' Worrying takes a lot of time and energy – it's counterproductive and destroys your peace of mind.

If you're feeling gloomy in these roller-coaster times, invite friends over for a potluck dinner and have everyone bring their signature dish. Turn the conversation into a revival of spirit and share valuable information. Discuss innovative ways to save on groceries, to use less gas, to network for a new job. The support of family and friends may be the most significant factor in getting us through rough waters.