Sandwiched Boomers, what are you dreaming about this holiday season - universal goals like sustaining our planet's resources and gaining energy independence? Or, with the stock market meltdown, are you wishing for some relief from the financial pain? Even in the best of times, the stress that comes with the holidays this time of year can be exhausting. So why not give a gift to yourself?

Take some down time over the weekend. For a couple of hours each day, try not to focus on the problems. Curl up with a great book from the library, watch the ballgame with your teenagers, take your grandkids to the park.

Enjoy peace of mind by paying down your debts. Hold back from buying a lot of gifts or taking the family on an expensive outing. With your children, decide together how to spend a fun and relaxing day. Your family will understand and grow from the experience.