This season, with all the problems facing our country, Sandwiched Boomers may have to let go of the idea of a perfect holiday. But that's not so bad. Even though you may be stretched financially, it always feels good to be able to give of yourself. And you know there are plenty of others much worse off, right?

Volunteer at a place that could really use your help. Get the family or a group of friends together and spend a few hours at a homeless shelter. Bring some toys or warm clothes that are in good shape, and a big smile on your face.

Small changes can represent a new beginning. The holidays don't have to look like a Norman Rockwell painting. Take heart as you give a little that feels like a lot. And in these hard times, that's a good lesson for all of us.