Creating a Holiday Spirit Yourself

If you're newly alone this year, the holidays may remind you of the joys and sorrows of past gatherings. But try to stay focused in the present. Let go of your expectations and instead create celebrations that are meaningful to you now. You'll find your experience of these special days can create new memories to savor throughout the year.

Image: Stuart Miles / FreeDigitalPhotos.net

Now that you've used Monday's tips to get started, here are some more for coping with the holidays on your own:

Consider your finances. You'll need to budget differently this year so consider what holiday expenses you can reduce. Perhaps you and your friends can agree to forgo your usual gift giving and instead exchange homemade treats or enjoy a potluck dinner together. With the continuing tough economy, it's likely they're also looking for ways to cut back on costs.

Create new rituals. Plan to do something different for the holidays this year. There's really not one perfect way to celebrate so change your usual routine and enjoy the excitement of new experiences. Perhaps arrange to get away from home - visit a friend, volunteer in your community, go for a hike, travel nearby. Next year, you can choose to continue with the ones that worked the best for you.

Include others who are alone. You're not the only one whose celebration may be bittersweet this year. Share your holiday by Inviting a single friend or relative into your home or volunteering at a community soup kitchen. When you're making your own holiday preparations, set aside some time for those outside your circle. You can donate toys and books to needy children, cookies to a homeless shelter, music to a nursing home.

As you map out your new strategy for the holidays this year, are you also thinking about other changes you want to make? If you're looking for practical tips that help you take the first steps toward a new goal - running a 5K, starting your own business, reconnecting with an old friend - download our complementary ebook, Courage and Lessons Learned: Reaching for Your Goals. You'll find role models and suggestions there to help you prepare and execute your plans.

Optimize Your Opportunities after January Blues

Not only are we into a new month and a new year, but also into a new decade. What will the '10's bring for you? Now is the time to set the tone for this time in your life.

Turn crises into challenges and challenges into opportunities. Don't become overwhelmed. Instead, use this time to research things you want to do and changes you want to make. Remember that although you can't control what happens to you, you can control how you handle it. Think about the consequences of your decisions before you make a change. If you are unhappy with your current job, consider what you can do to make it more interesting and engaging.

Express gratitude for what you have. It may sound simple, but as you've heard many times, "Happiness is not having what you want, but wanting what you have." What are the things and people in your life that you are grateful for? You'll find that when you increase your awareness of these positives, you'll be less likely to experience feelings of hopelessness and helplessness.

Look outside yourself to those in need. Studies have found that when you perform acts of kindness and giving to those who have less, you feel happier yourself. Around the holidays numerous organizations sent out requests for financial donations but all year long they need volunteers to help staff their programs. Consider what best fits your interests, abilities and schedule - then make your contribution with your feet.

To cope with financial issues, make plans that won't further impact your budget or credit card debt. In the current recession, many families are enjoying activities such as potlucks with friends, visits to local museums, taking daylight walks, borrowing a good book from the library. Make it a game to be creative in your quest for low-cost entertainment.

For some pointers on how to encourage and express gratitude, click on the post title above. It links you to our article, Five Steps to Gratitude Despite a Tough Economy, found, among others helpful to Sandwiched Boomers, on our website, www.HerMentorCenter.com.

Video Tips for Regaining Control in Financial Chaos

With the stimulus package having little effect and the continued loss of jobs, the recession appears to be continuing unabated. Still, you, and other Sandwiched Boomers, can regain some control over your situation by educating yourself, evaluating your finances and making the hard decisions that lead to changes in your lifestyle. Watch our video for more coping tips.



To read some tips about how to maintain and even strengthen your family relationships during this time of financial belt-tightening, click on the title above. It will link you to wwwHerMentorCenter.com and our article, "Marital Harmony Despite Financial Woes."

Adapting to the 'Great Recession'

What we are living through today may be a once-in-a-lifetime economic downturn. And chances are this "Great Recession" has created turmoil in your marriage. In a recession of this magnitude, tough decisions often need to be made. But smart couples who adapt well keep one eye on the future and respond quickly to the short-term realities. Here are tips that work equally well in good times and bad.

Share the chore of money management, regardless of who has been in charge of the finances in the past. This job may be more than one can handle and the support of putting two heads together can give you clarity about the issues. After listening to each other’s input and being open to compromise, make your major money decisions together. Take small or large steps, depending on your particular circumstances. At this time, taking out new credit cards should be an option rarely used as this is, in essence, living beyond your means. And that contributed to the financial mess in the first place. As difficult as it may be, commit to a simpler lifestyle.

The most important money management skill is creating a budget, enumerating what needs to be saved and what can be spent. Set long term financial goals, as well as short term objectives that will take you in the direction of saving. Any deviations from the budget should be discussed and mutual decisions made. Conventional wisdom speaks to having an emergency cushion – that is, enough savings for living about six months in the event of job loss or extended health problems.

Click on the title of this post and read an article about re-examining your relationship during transitiions on www.HerMentorCenter.com.

Educate Yourself

With the G20 meetings scheduled this week to focus on the global economic crisis, Sandwiched Boomer families continue to be hit by the recession and job losses. If these changes are hitting close to home, here are two tips to help you get started on building flexibility into your family:

Educate yourself about family finances. Get involved with the family budget as you seek out ways to reduce your expenses. Keep track of minor expenditures that can add up, like dinners out, entertainment and credit card interest rate costs. Think outside the box as you educate yourself on new possibilities open to you. They may involve dramatic changes like downsizing your home, selling some possessions or even giving up plans for early retirement.

Expect a husband who has lost his job to have an emotional reaction. It's normal to feel frustrated, tense, and anxious at this time. But look for signs of more serious emotional changes such as depression, anger, or feelings of worthlessness. Stress can lead to dysfunctional responses like excess drinking, gambling or acting out. Acknowledging the common effects of job loss will help you avoid conflicts over minor issues.

Click on the title above to take you to our website, www.HerMentorCenter.com where we offer you additional articles to help educate you and improve your coping skills. Look at past articles archived in the Nourishing Relationships section and the Newsletter Library section. You are welcome to sign up for our free newsletter, Stepping Stones, on the website. The link above takes you to our article, Seven Ways to Delay Gratification in a Troubled Economy, that gives you further tips.

Moving Along with Your New Year's Resolutions

Now that you have begun, here are some more tips to keep you moving toward your goal of achieving your New Year's resolutions.

Continue taking small steps. They will eventually get you where you want to go if you keep moving forward. Don't overwhelm yourself by trying to make strides that are too difficult. Continue to set short-term objectives as you progress toward your long-term goal. You may need to refine your strategies along the way as you discover what works best for you.

Keep track of what you are doing. Keep a daily journal focused on how you are implementing your behavior change. Record the pattern of your scheduled walks. Develop a detailed budget and observe how you are spending cash. Write down what you eat every day to give you insight and motivation.

Buddy with a partner. Having someone share your journey makes the process more enjoyable. Join a support group where you can talk about your frustrations, particularly if you are working on abusive or self-destructive behavior. Talk with friends and family about your progress or lack of it. See a professional or look to the Internet for information and resources.

For more encouragement, click on the title above to take you to our article, How to Turn a Crisis into a Challenge at www.HerMentorCenter.com. It will guide you in setting up some steps to take when you are making changes in your life.

Even during the holiday rush, you can carve out some time just for your life partner. Attention is often the best gift you can give to those you love - and it won't strain your tightened budget. Here are some more tips for you Sandwiched Boomers.

Give compliments freely. Sometimes it seems easier to criticize and complain than to praise and acknowledge positive behavior. Adjust your antennae to be more attentive to the actions you want to reinforce. When you are thinking something nice, say it out loud to your partner.

Keep your communication open and honest. Talk out misunderstandings before they become full-fledged arguments. Use the same conversational etiquette with your spouse that you would with anyone else you care about and respect. Practice active listening skills and sending I-messages.

Use cooperation and compromise. Be flexible in resolving your conflicts. Remind yourself to look at the issue from your partner's perspective as well as from your own. Ask yourself if it is more important to be right and win the argument than to protect your relationship.